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Guarantee Issue Until "MM/DD/YYY"
No Other Benefit Covers LTC
Issue Age Rates that won't increase as you age
Self-Investing Calculator
Use the calculator below to see how paying premiums for an Allstate Life + Long Term Care policy compares to investing the same dollar amount based on your interest rate percentage and years of investing.
12 month look back for Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
|
Monthly Premium
|
Allstate Plan LTC Benefit Maximum*
|
Premium Invested
In 10 years |
Premium Invested
In 20 years |
Premium Invested
In 30 years |
|
|
Select age
|
$100,000
|
$
|
$
|
$
|
$
|
|
Select age
|
$200,000
|
$
|
$
|
$
|
$
|
|
Select age
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$300,000
|
$
|
$
|
$
|
$
|
|
Spouse Monthly Premium
|
Select age
|
Select age
|
Select age
|
||
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Total Monthly Premium Without Marital Discount
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Select age
|
Select age
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Select age
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Total Monthly Premium With Marital Discount
|
Select age
|
Select age
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$100,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$200,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$300,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*For more information on the Life+LTC plan, click here.
12 month look back for Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
|
Monthly Premium
|
Allstate Plan LTC Benefit Maximum*
|
Premium Invested
In 10 years |
Premium Invested
In 20 years |
Premium Invested
In 30 years |
|
|
Select age
|
$10,000
|
$
|
$
|
$
|
$
|
|
Select age
|
$50,000
|
$
|
$
|
$
|
$
|
|
Select age
|
$100,000
|
$
|
$
|
$
|
$
|
|
Spouse Monthly Premium
|
Select age
|
Select age
|
Select age
|
||
|
Total Monthly Premium Without Marital Discount
|
Select age
|
Select age
|
Select age
|
||
|
Total Monthly Premium With Marital Discount
|
Select age
|
Select age
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$10,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$50,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$100,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*For more information on the Life+LTC plan, click here.
12 month look back for Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
|
Monthly Premium
|
Allstate Plan LTC Benefit Maximum*
|
Premium Invested
In 10 years |
Premium Invested
In 20 years |
Premium Invested
In 30 years |
|
|
Select age
|
$20,000
|
$
|
$
|
$
|
$
|
|
Select age
|
$50,000
|
$
|
$
|
$
|
$
|
|
Select age
|
$100,000
|
$
|
$
|
$
|
$
|
|
Spouse Monthly Premium
|
Select age
|
Select age
|
Select age
|
||
|
Total Monthly Premium Without Marital Discount
|
Select age
|
Select age
|
Select age
|
||
|
Total Monthly Premium With Marital Discount
|
Select age
|
Select age
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$20,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$50,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$100,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*For more information on the Life+LTC plan, click here.
12 month look back for Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
|
Monthly Premium
|
Allstate Plan LTC Benefit Maximum*
|
Premium Invested
In 10 years |
Premium Invested
In 20 years |
Premium Invested
In 30 years |
|
|
Select age
|
$40,000
|
$
|
$
|
$
|
$
|
|
Select age
|
$75,000
|
$
|
$
|
$
|
$
|
|
Select age
|
$100,000
|
$
|
$
|
$
|
$
|
|
Spouse Monthly Premium
|
Select age
|
Select age
|
Select age
|
||
|
Total Monthly Premium Without Marital Discount
|
Select age
|
Select age
|
Select age
|
||
|
Total Monthly Premium With Marital Discount
|
Select age
|
Select age
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$40,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$75,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$100,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*For more information on the Life+LTC plan, click here.
12 month look back for Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
|
Monthly Premium
|
Allstate Plan LTC Benefit Maximum*
|
Premium Invested
In 10 years |
Premium Invested
In 20 years |
Premium Invested
In 30 years |
|
|
Select age
|
$50,000
|
$
|
$
|
$
|
$
|
|
Select age
|
$75,000
|
$
|
$
|
$
|
$
|
|
Select age
|
$100,000
|
$
|
$
|
$
|
$
|
|
Spouse Monthly Premium
|
Select age
|
Select age
|
Select age
|
||
|
Total Monthly Premium Without Marital Discount
|
Select age
|
Select age
|
Select age
|
||
|
Total Monthly Premium With Marital Discount
|
Select age
|
Select age
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$50,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$75,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$100,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*For more information on the Life+LTC plan, click here.
12 month look back for Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
|
Monthly Premium
|
Allstate Plan LTC Benefit Maximum*
|
Premium Invested
In 10 years |
Premium Invested
In 20 years |
Premium Invested
In 30 years |
|
|
Select age
|
$75,000
|
$
|
$
|
$
|
$
|
|
Select age
|
$100,000
|
$
|
$
|
$
|
$
|
|
Select age
|
$150,000
|
$
|
$
|
$
|
$
|
|
Spouse Monthly Premium
|
Select age
|
Select age
|
Select age
|
||
|
Total Monthly Premium Without Marital Discount
|
Select age
|
Select age
|
Select age
|
||
|
Total Monthly Premium With Marital Discount
|
Select age
|
Select age
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$75,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$100,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
|
Monthly Premium
|
Select age
|
|
Allstate Plan LTC Benefit Maximum*
|
$150,000
|
|
Spouse Monthly Premium
|
Select age
|
|
Total Monthly Premium Without Marital Discount
|
Select age
|
|
Total Monthly Premium With Marital Discount
|
Select age
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*For more information on the Life+LTC plan, click here.